Privacy Policy

Who This Policy Applies To

This Privacy Policy applies to information collected through this website, online forms, calculator tools, lead forms, scheduling tools, and other communications related to AVIAR Home Loans LLC and Vijay Govindarajan.

This policy is intended for general website privacy disclosure purposes. Separate privacy notices, loan disclosures, and other documents may also apply when you begin a mortgage application or establish a customer relationship.

Information We May Collect

We may collect personal information that you voluntarily provide, as well as certain technical information automatically collected through your use of the website.

• Name, phone number, email address, and other contact information
• Property details and home financing goals you submit through forms
• Information related to your mortgage inquiry or application
• Appointment request or scheduling information
• Device, browser, IP address, pages visited, and general website usage information
• Any other information you choose to submit through this website or linked tools

How We May Use Information

We may use collected information for business and service-related purposes, including:

• Responding to inquiries and providing requested information
• Contacting you about mortgage options, consultations, or application steps
• Processing or assisting with mortgage-related requests
• Operating, maintaining, and improving this website and related services
• Monitoring site performance, usage patterns, and security
• Complying with legal, regulatory, recordkeeping, or business obligations

How Information May Be Shared

We do not sell your personal information in exchange for money. We may share information as reasonably necessary to operate our business, provide requested services, or comply with legal obligations.

• With service providers who help operate the website, scheduling tools, communications, hosting, analytics, or business systems
• With mortgage-related vendors, partners, or lending participants as needed to respond to your inquiry or assist with a loan-related request
• When required by law, regulation, legal process, audit, examination, or government request
• To protect rights, security, property, or operations where disclosure is reasonably necessary
• As part of a business transition, if permitted by applicable law

Cookies and Analytics

This website may use cookies, pixels, analytics tools, and similar technologies to improve website performance, understand visitor behavior, and support marketing or communication efforts.

These technologies may collect information such as browser type, referring pages, time spent on site, device identifiers, and interaction activity. You may be able to limit some tracking through your browser settings, device settings, or applicable consent tools.

Third-Party Links and Tools

This website may link to or integrate with third-party services, including mortgage application portals, scheduling tools, maps, analytics services, form tools, or communication platforms. When you interact with those services, their own terms, privacy practices, and security practices may apply.

AVIAR Home Loans LLC is not responsible for the privacy practices of third-party sites or services not controlled by us.

Data Security

We use reasonable administrative, technical, and physical safeguards designed to help protect personal information. However, no method of internet transmission, website storage, or electronic communication can be guaranteed to be completely secure.

You should avoid sending highly sensitive information through unsecured email or general website forms unless specifically instructed to do so through a secure method.

Information Retention

We may retain personal information for as long as reasonably necessary for business purposes, customer service, legal compliance, recordkeeping, dispute resolution, security monitoring, and other legitimate operational needs.

Your Choices and Requests

You may contact us to request updates to your contact information, ask questions about this policy, or request that we review a privacy-related concern. Depending on the nature of your request and applicable law, we may need to verify your identity before acting on certain requests.

If you no longer wish to receive certain marketing or follow-up communications, you may request to opt out of those communications, subject to legal and operational exceptions.

Children’s Privacy

This website is not directed to children under 13, and we do not knowingly collect personal information online from children under 13 through this website.